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Learning You Can Bank On Premium Content

Saturday, October 01, 2011 - by Rellis

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Singapores United Overseas Bank Limited focuses relentlessly on talent development in good times and bad. Perhaps thats why the bank stands out from the pack in a competitive financial field.

One of the principal pillars of the burgeoning Asia-Pacific region is its robust banking industryan agile and highly competitive sector that embodies Asias entrepreneurial business climate in many ways. Perhaps no single enterprise better demonstrates that spiritthrough good times and badthan United Overseas Bank (UOB), the 76-year-old institution with more than 500 offices in 19 countries spread across four continents.

As the industry recovered from a two-year crisis that fundamentally altered the banking landscape, UOB emerged with distinction as one of the global industrys strongest organizations.

UOBs Talent & Organisation Development Division plays a vital role in helping to determine and execute strategic talent initiatives undertaken by the bank. In addition, the division plays a fundamental role in keeping every employee productive and motivated throughout their careers.

An example of this is an initiative called i-Learn. It is a virtual learning campus created last year to serve as a repository for internally developed best practices and other knowledge products. It has an interface with outside expertise and a suite of e-learning modules built around important workplace skills. It is the brainchild of a cross-functional group of high-potential employees who noticed a weakness in the area of knowledge sharing and decided to fix it.

This group of employees was participating in a UOB talent development initiative called the Inspirational Leaders Program, which encourages collaborative efforts by senior level employees. To help bolster the programs return-on-investment, each assigned group must create and pursue a project that helps to solve an organizational problem or introduces a new and better way of working.

The employees decided to help reduce the typical learning cycle and address a perceived tendency to reinvent the wheel in learning, says Michael Boey, the divisions head and executive director.

Each had experiences to share about the lending business, including tips on how to write best-in-class credit papers, and advice on how to avoid mistakes others have made, adds Boey, whose portfolio also includes responsibility for formulating and implementing the banks learning and development strategy.

So they created a virtual campus and loaded it with internally written case studies and learning products about banking, leadership, and personal effectiveness skills for use by new employees and others. The online curriculum is supplemented with Harvard ManageMentors suite of e-learning modules and other outside resources selected by the division. To encourage participation and positive outcomes, and to complement the e-learning modules, the division initiated a series of two-hour on-site learning cafs for associates to discuss how to apply the new skills.

i-Learn is just one example of UOBs cross-functional approach to improve service quality, shorten cycle time, and reduce overall costs. Such intense focus on enhancing work processes to boost customer satisfaction reflects the hotly competitive business arena in which it operates. For example, transactions such as approving and processing loans used to take days, but are accomplished within hours today.

Another recent project involved UOBs Management Associates program, in which top college graduates are recruited and groomed for leadership roles. In one particular project, the team was tasked to examine innovative new approaches to increase the operational efficiency of the banks branch network.

A three-month exercise produced several suggestions that were presented to senior management. Results were impressive. The average customer waiting time at its branches was literally cut in half, Boey says. Another recommendation to relocate an underperforming branch contributed to increased profitability for its retail banking business.

We have found such cross-functional projects to be very useful in helping us assess and develop our high potentials, says Boey. They also provide a conduit for our senior managers to transfer their knowledge and experience to junior executives. And since the project teams work on real issues, not hypothetical cases, commitment from team members and sponsors alike is very high, he explains.

For our high potentials, the challenge and opportunity to work on such high-profile projects helps to motivate and retain them within the bank, adds Boey.

The division directly participates in developing and implementing talent strategies within the 21,600-employee organization, and has ownership of numerous initiatives. Among them is the banks succession management process. Case in point is the International Managers Program launched last year to bolster the bench strength of the banks international operations. The program hires and trains mid-career executives for senior leadership positions.

It features a multistage selection process designed to determine competencies in key areas including customer focus, cross-cultural resourcefulness, ability to manage internal conflict, and leadership under pressure. It puts new hires through a rigorous program that includes participation in an intensive banking certification program offered by a local university, on-the-job training, and rotations. These hires are given stretch assignments, and they are expected to perform to exacting standards. Four individuals were hired in 2010 from a candidate pool that exceeded 2,000 people, and another four were hired this year, according to Boey.

Yet another example is a career development initiative designed to broaden the skills of sales, operations, and customer service managers so they can become branch managers. This program created individual learning modules for each of the three subordinate positions. It is a company-wide strategy to create universal bankerssingle captains in each branch who can do it all, explains Boey. He says the program was not motivated by any cost-cutting or retrenchment agenda, and that no downsizing has resulted from the effort.

The division is the custodian of all customer service programs for the organization, says Boey. He calls it a priority that explains why the bank continually reinforces five service values in its associates: professionalism, teamwork, passion, empowerment, and performance excellence.

One customer service training program launched during the past year is Wow! Service @ Work, which teaches frontline associates how service values translate into day-to-day behaviors. Under the program, each associate develops a personal action plan to demonstrate Wow! Service in his interactions with customers. The results are also impressive. The proportion of engaged employees in the bank has tripled in the past three years, according to a survey by the Gallup Organization, an outsourcing partner.

Meanwhile, the division is equally proud of efficiencies realized on the content development front. For example, during the past seven years, the division has reduced its content development cycle time from a few months to two weeks. After the unit was certified to use the Gallup StrengthsFinder tool last year, it designed a single-day program called Strengths Unleashed! within two weeks to help associates focus on using their strengths.

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